Cyber-security is becoming increasingly complex as fraud and phishing techniques become even more sophisticated. We are constantly exposed to fraudulent emails, text messages, and fake company websites that are designed to trick users into sharing sensitive information or personal data like log-in information.
Here are 5 tips to help protect yourself against fraud and phishing attempts:
Be Aware
A common phishing technique tries to create a sense of urgency about your account such as “your account will be terminated.” Only click on links in emails from trusted sources.
Be Skeptical
Use caution when giving your information over the phone or online. CRA and banks would never call or email you requesting your account number or password.
Be Vigilant
You can check URLs to make sure they are directing you to the real website. Instead of clicking on an emailed link that will supposedly take you to your bank or other website, type the usual address into your browser and navigate to where you need to be.
Use a Password Keeper
Programs like 1Password or Bitwarden can help you organize and remember unique passwords for each type of login across all devices and monitor your passwords if they are compromised. By using the same password for many logins, you’re potentially exposing your online security to many sites that you use.
Report Suspected Fraud
If you think you may have been targeted by a phishing email or if you notice fraudulent activity on your account, report it as soon as you become aware of it. Setting up notifications when transactions go through your credit card or bank account can help you stay aware of account activity and nip fraud in the bud.