As we wrap up 2025, it’s a great time to review your employee benefits and retirement plans to ensure that your coverage reflects your current situation. Here are a few quick reminders: Update Salaries for Income-Based Benefits It is important to ensure that employee salaries are up to date in payroll and insurer systems. Many benefits, like long-term disability (LTD) and life insurance, are based on earnings. If salary changes are not updated, benefit amounts may not be accurate when...

This past year brought big shifts in the world of employee benefits. Many of these changes came from a simple idea: when people get the right support at the right time, they stay healthier and feel more secure. Here are a few areas that stood out. Women’s Health Moved into the Spotlight Insurers and new providers have pushed the unique needs of women into the spotlight. Women’s health issues, such as fertility or family-building benefits, and menopause support are now offered within several...

How do you budget for benefits costs? In this article, we explore some of the drivers of benefits, costs, and how organizations can budget for these costs in the year ahead. Employee benefits are one of the most meaningful investments an organization makes — but they’re also one of the most complex to forecast. In a world of changing inflation, higher claims costs, and evolving employee needs, taking a proactive approach to budgeting helps ensure your plan remains sustainable. What Drives...