Dental health is so important and impacts many aspects of our wellbeing. In this article, we provide a quick overview of the Canada Dental Benefit and to whom it will apply.
The federal government’s new Canada Dental Benefit took effect on December 1, 2022. This first phase applies to children under the age of 12.
Parents would apply for the coverage through CRA, and they must not have private dental coverage for their children.
The application form states that a child is only eligible if they are not covered by an insurance plan of any kind.
Does an employee's health spending account count as an insurance plan? It is unclear. We recommend seeking the advice of an accountant if you are covered for just an HSA and qualify under the income thresholds listed below.
The Canada Dental Benefit provides dental care to Canadian families with under $90,000 adjusted net income annually.
$650 of coverage for each eligible child if the family’s adjusted net income is under $70,000.
$390 of coverage for each eligible child if the family’s adjusted net income is between $70,000 and $79,999.
$260 of coverage for each eligible child if the family’s adjusted net income is between $80,000 and $89,999.
By 2025, the federal government expects to extend the benefit to children under 18, senior citizens and Canadians with disabilities.
The application for coverage is done through the CRA account online.
Comments