Customized Tax-Effective Benefits

For You, Your Family, and/or your Employees

Customized Benefits. By-Your-Side Service.

For You, Your Family, and Your Employees.

Simply. Efficiently.

We customize benefits solutions that serve your health, wellness, and financial security goals.

As your advisors and brokers, we work for you. As your partners, we work with you.

Group Benefits

Traditional and Flexible Benefits Plans.

For businesses small, medium, and large​

Health Spending Accounts

Expanded services. Pre-tax dollars.

For incorporated business owners, self-employed, and employers who want to enhance traditional employee benefits

Individual Insurance

Protection for Business and Family

For Consultants, Professionals & Business Owners

and their families 

Not sure what you need as an individual or employer?

Follow this questionnaire and we’ll help figure it out.

Common Questions

What is the difference between benefits and insurance?

Benefits ben-uh-fits (as defined by Vital Partners) A collection of tangible perks paid by employer or self with tax-effective dollars Total compensation package for individuals and/or groups of employees. May include health, dental, wellness and financial security (aka Insurance for Health, Executive, Travel, Life, Illness, and Disability) Insurance inˈSHo͝orəns (as defined by Vital Partners) Coverage - aka financial security - for individuals and their families A practice or arrangement which provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.

I haven’t really looked at my benefits in three years or so. What should I be looking at to make sure that I’m doing the best I can for the money we’re spending?

We would be pleased to give you an honest review of your existing plan. Please complete the Plan Review form and we will let you know if and where you can find cost-efficiencies.

Do I have to offer the same benefits to all employees on my plan?

That all depends on which benefits you're offering but generally, you can adjust to suit your needs, budget and your employees.

There is a lot of benefits information that I just don’t understand. Is there a way for me to get the details in plain language?

Absolutely. We've designed the FAQ and each section of the site to focus on your questions. If you've gone through all of that and still have unanswered questions, please feel free to email us or give us a call.

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